.bvg-risk-page{--risk:#6b3f78;--risk-dark:#3d315d;--death:#354d78;--green:#467955;--gold:#a88030}.risk-hero{align-items:stretch}.risk-hero>div:first-child{max-width:780px}.risk-hero-symbol{padding:30px;border-radius:30px;background:linear-gradient(150deg,#3a315f,#674477);color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:10px;align-content:center;text-align:center}.risk-hero-symbol span{grid-column:1/-1;font-size:5rem;font-weight:950;line-height:1}.risk-hero-symbol small{grid-column:1/-1;text-transform:uppercase;letter-spacing:.15em}.risk-hero-symbol b{padding:12px;border:1px solid rgba(255,255,255,.3);border-radius:12px}
.risk-responsibility,.risk-invalidity,.risk-calculation,.risk-waiting,.risk-death,.risk-coordination,.risk-calculator,.survivor-calculator{margin-top:28px;padding:clamp(24px,4vw,52px);border:1px solid #bfd7e6;border-radius:30px;background:rgba(244,253,253,.85)}
.responsibility-line{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:14px;align-items:stretch}.responsibility-line article{padding:22px;border-radius:18px;background:#fff;border-top:6px solid #8971a0}.responsibility-line i{align-self:center;font-size:1.8rem;color:#806691;font-style:normal}.responsibility-line time,.responsibility-line strong{display:block}.responsibility-line time{color:#77638a;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.responsibility-line strong{margin:8px 0;color:#253f67;font-size:1.2rem}.responsibility-line .is-result{background:#4c3766;color:#fff}.responsibility-line .is-result strong,.responsibility-line .is-result time{color:#fff}.risk-rule{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center;margin-top:18px;padding:20px;border-radius:15px;background:#41345f;color:#fff}.risk-rule strong{padding:9px 12px;background:#fff;color:#493662;border-radius:9px}.risk-rule p{margin:0}.risk-extra{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:18px}.risk-extra article{padding:20px;border-left:6px solid #8a6ba0;border-radius:15px;background:#f3edf7}.risk-extra h3{margin-top:0;color:#493660}
.degree-scale{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.degree-scale article{display:grid;grid-template-rows:auto 3em auto;min-width:0;padding:21px;border-radius:18px;background:#fff;border-top:7px solid #91a8ba}.degree-scale article:nth-child(2){border-color:#a98235}.degree-scale article:nth-child(3){border-color:#6a6f9f}.degree-scale article:nth-child(4){border-color:#477b55}.degree-scale strong{font-size:1.45rem;color:#173f6d}.degree-scale span{align-self:center;font-weight:800;color:#415f77}.degree-scale small{color:#627b8d}.degree-examples{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0}.degree-examples span{padding:9px 13px;border-radius:999px;background:#e6daf0;color:#49345f;font-weight:800}
.projection-formula{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;align-items:stretch}.projection-formula article{position:relative;display:flex;min-width:0;min-height:150px;flex-direction:column;justify-content:center;padding:34px 16px 20px;border-radius:16px;background:#e9f3f7;text-align:center;overflow:hidden}.projection-formula>b{display:none}.projection-formula article::before{position:absolute;left:12px;top:10px;min-width:25px;padding:4px 7px;border-radius:999px;background:#fff;color:#536f84;font-size:.75rem;font-weight:900}.projection-formula article:nth-of-type(1)::before{content:"1"}.projection-formula article:nth-of-type(2)::before{content:"+ 2"}.projection-formula article:nth-of-type(3)::before{content:"= 3"}.projection-formula article:nth-of-type(4)::before{content:"× 4"}.projection-formula article:nth-of-type(5)::before{content:"× 5"}.projection-formula span{font-size:.8rem;color:#536f84;overflow-wrap:anywhere}.projection-formula strong{margin-top:7px;color:#173f6d;overflow-wrap:anywhere}.projection-formula .is-rate{background:#f8edcf}.projection-formula .is-result{background:#483561;color:#fff}.projection-formula .is-result span,.projection-formula .is-result strong{color:#fff}.projection-formula .is-result::before{background:rgba(255,255,255,.18);color:#fff}.risk-two-worlds{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px}.risk-two-worlds article{padding:22px;border-radius:18px;background:#fff;border-top:6px solid #6b87a0}.risk-two-worlds span{font-weight:850;color:#5b7390;text-transform:uppercase;letter-spacing:.08em}.risk-two-worlds h3{color:#173f6d}
.risk-waiting{background:#eef7fa}.waiting-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:15px;align-items:stretch}.waiting-flow article{position:relative;padding:22px;border-radius:18px;background:#fff}.waiting-flow article span{position:absolute;right:15px;top:11px;font-size:2rem;font-weight:900;color:#d0e0e8}.waiting-flow strong{display:block;color:#173f6d;font-size:1.15rem}.waiting-flow i{align-self:center;font-style:normal;color:#607f96;font-size:1.6rem}.waiting-conditions{margin-top:18px;padding:22px;border-radius:18px;background:#fff}.waiting-conditions strong{color:#173f6d}.waiting-conditions li{margin:6px 0}.premium-waiver{margin-top:16px;padding:19px;border-left:7px solid #aa7f2c;border-radius:13px;background:#fff2d7}.premium-waiver p{margin-bottom:0}
.survivor-tree{display:grid;grid-template-columns:.7fr 1.8fr;gap:24px;align-items:center}.tree-source{padding:28px;border-radius:22px;background:#364e78;color:#fff;text-align:center}.tree-source span,.tree-source strong{display:block}.tree-source strong{font-size:2rem;margin-top:8px}.tree-branches{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.tree-branches article{padding:20px;border-radius:18px;background:#eef3fa;border-top:6px solid #536d96}.tree-branches span{display:block;min-height:3em;color:#50677d;font-weight:750}.tree-branches strong{display:block;margin:7px 0;color:#283f68;font-size:2rem}.spouse-conditions{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:20px}.spouse-conditions article{padding:20px;border-radius:17px;background:#fff}.spouse-conditions h3{color:#173f6d}.death-capital{margin-top:18px;padding:21px;border-left:7px solid #735581;border-radius:14px;background:#eee5f2}.death-capital p{margin-bottom:0}
.coordination-map{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.coordination-map article,.coord-center{padding:20px;border-radius:17px;text-align:center}.coordination-map article{background:#e6f1f6}.coordination-map article b{display:block;font-size:1.4rem;color:#173f6d}.coord-center{grid-column:2;background:#47365f;color:#fff}.coord-center strong,.coord-center span{display:block}.coordination-limit{display:grid;grid-template-columns:auto 1fr;gap:17px;align-items:center;margin-top:20px;padding:22px;border-radius:16px;background:#2d4d75;color:#fff}.coordination-limit strong{padding:9px 12px;border-radius:9px;background:#fff;color:#23476e}.coordination-limit span{font-weight:800}.coordination-limit p{grid-column:1/-1;margin:0}
.risk-form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;align-items:start}.risk-form label,.survivor-form label{display:grid;grid-template-rows:3.3em auto;min-width:0;font-weight:800;color:#173f6d}.risk-form label span,.survivor-form label span{overflow-wrap:anywhere}.risk-form input,.survivor-form input,.survivor-form select{width:100%;min-width:0;box-sizing:border-box;padding:15px;border:2px solid #afd0e2;border-radius:14px;background:#f9ffff;color:#173f6d;font:inherit;font-weight:750}.risk-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:20px}.risk-results article{display:grid;grid-template-rows:3em auto 2em;min-width:0;padding:20px;border-radius:18px;background:#fff;border-top:6px solid #77638e;overflow:hidden}.risk-results span,.risk-results small{overflow-wrap:anywhere}.risk-results strong{align-self:center;color:#173f6d;font-size:clamp(1.05rem,1.7vw,1.4rem);overflow-wrap:anywhere}.risk-results .is-main{background:#493662;color:#fff}.risk-results .is-main strong{color:#fff}.risk-calculation-text{margin:18px 0;padding:20px;border-radius:15px;background:#e7edf5;color:#233f67;line-height:1.65;overflow-wrap:anywhere}
.survivor-calculator{background:#eef4fb}.survivor-form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.survivor-results{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}.survivor-results article{padding:21px;border-radius:18px;background:#fff;border-top:6px solid #58749c}.survivor-results span,.survivor-results strong,.survivor-results small{display:block}.survivor-results strong{margin:8px 0;color:#173f6d;font-size:1.4rem}.survivor-results .is-total{background:#354d78;color:#fff}.survivor-results .is-total strong{color:#fff}.risk-memory{margin:28px 0;padding:30px;border-radius:28px;background:#3e315d;color:#fff}.risk-memory h2{color:#fff}.risk-memory>div{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.risk-memory p{margin:0;padding:15px;border-radius:13px;background:rgba(255,255,255,.1)}.risk-memory b{display:block;font-size:1.6rem;color:#dec8ec}
@media(max-width:1100px){.projection-formula{grid-template-columns:repeat(3,minmax(0,1fr))}.tree-branches{grid-template-columns:1fr}.risk-memory>div{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){.responsibility-line,.waiting-flow{grid-template-columns:1fr}.responsibility-line i,.waiting-flow i{display:none}.degree-scale{grid-template-columns:1fr 1fr}.risk-two-worlds,.risk-extra{grid-template-columns:1fr}.survivor-tree{grid-template-columns:1fr}.spouse-conditions,.risk-form,.risk-results{grid-template-columns:1fr 1fr}.coordination-map{grid-template-columns:1fr 1fr}.coord-center{grid-column:1/-1}.survivor-form,.survivor-results{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.risk-responsibility,.risk-invalidity,.risk-calculation,.risk-waiting,.risk-death,.risk-coordination,.risk-calculator,.survivor-calculator{padding:22px 16px;border-radius:22px}.degree-scale,.projection-formula,.tree-branches,.spouse-conditions,.coordination-map,.risk-form,.risk-results,.survivor-form,.survivor-results,.risk-memory>div{grid-template-columns:1fr}.risk-form label,.survivor-form label{grid-template-rows:auto auto;gap:7px}.risk-results article{grid-template-rows:auto auto auto}.coordination-limit{grid-template-columns:1fr}.coordination-limit p{grid-column:auto}.risk-rule{grid-template-columns:1fr}.risk-hero-symbol{padding:20px}}