.bvg-certificate-page{--certificate:#2d6685;--certificate-dark:#173f62;--paper:#fff;--ink:#173c59}.certificate-hero{align-items:stretch}.certificate-hero>div:first-child{max-width:790px}.certificate-hero-visual{display:grid;align-content:center;gap:14px;padding:30px;border-radius:30px;background:linear-gradient(145deg,#24526f,#3a748f);color:#fff;text-align:center}.sheet{padding:24px;border-radius:12px;background:#fff;color:#173f62;box-shadow:0 14px 28px rgba(9,35,52,.25)}.sheet>span{font-size:.8rem;font-weight:900;letter-spacing:.12em}.sheet>i{display:block;height:5px;margin-top:12px;border-radius:9px;background:#d9e7ed}.sheet>i+ i{width:70%}.sheet>div{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:13px}.sheet b{padding:10px;border-radius:8px;background:#edf4f7}.certificate-hero-visual>strong{letter-spacing:.08em}
.panel{margin-top:28px;padding:clamp(24px,4vw,52px);border:1px solid #b9d8e9;border-radius:30px;background:rgba(244,253,253,.88)}.purpose-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.purpose-grid article{min-width:0;padding:24px;border-radius:19px;background:#fff;border-top:8px solid #3e7c90}.purpose-grid .is-useful{border-color:#87703e}.purpose-grid .is-not{border-color:#765b80}.purpose-grid span{font-size:.76rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:#58737e}.purpose-grid h3{color:#173f6d}.purpose-grid li{margin:7px 0}.hierarchy{display:grid;grid-template-columns:auto auto auto auto auto;gap:12px;align-items:center;margin-top:20px;padding:22px;border-radius:18px;background:#e7f1f4}.hierarchy span{padding:13px;border-radius:11px;background:#fff;color:#173f6d;font-weight:850;text-align:center}.hierarchy b{font-size:1.4rem;color:#678694}.hierarchy strong{grid-column:1/-1;text-align:center;color:#335e70}
.interactive-certificate{background:linear-gradient(145deg,#edf7f9,#f8fbfc)}.certificate-layout{display:grid;grid-template-columns:1.55fr .85fr;gap:22px;align-items:start}.mock-certificate{min-width:0;padding:28px;border:1px solid #b7ccd6;border-radius:14px;background:#fff;box-shadow:0 16px 34px rgba(24,61,83,.12)}.mock-certificate header{display:flex;justify-content:space-between;gap:20px;padding-bottom:20px;border-bottom:4px solid #2d6685}.mock-certificate header span,.mock-certificate header strong{display:block}.mock-certificate header span{font-size:.72rem;letter-spacing:.1em;color:#607784}.mock-certificate header strong{margin-top:5px;color:#173f62;font-size:1.3rem}.mock-certificate header>b{align-self:end;color:#42677a;font-size:.85rem}.mock-person{display:grid;grid-template-columns:auto 1fr;gap:7px 18px;padding:18px 0;border-bottom:1px solid #ccdde4}.mock-person span{color:#607a86}.mock-person strong{color:#173f62}.mock-lines{display:grid}.mock-lines button{display:grid;grid-template-columns:38px minmax(0,1fr) auto;gap:12px;align-items:center;width:100%;min-width:0;padding:12px 5px;border:0;border-bottom:1px solid #d9e6eb;background:transparent;color:#365d70;font:inherit;text-align:left;cursor:pointer}.mock-lines button:hover,.mock-lines button.is-active{background:#e8f2f5}.mock-lines i{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#dcebf0;color:#2e6681;font-style:normal;font-weight:900}.mock-lines strong{color:#173f62;text-align:right}.mock-certificate footer{padding-top:15px;color:#6d858f;font-size:.78rem}.certificate-explanation{position:sticky;top:18px;padding:28px;border-radius:22px;background:#244f6d;color:#fff}.certificate-explanation>span{display:grid;place-items:center;width:54px;height:54px;border-radius:50%;background:#fff;color:#244f6d;font-size:1.35rem;font-weight:900}.certificate-explanation>p:first-of-type{margin:18px 0 5px;color:#b9dce6;font-size:.77rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.certificate-explanation h3{color:#fff;font-size:1.55rem}.certificate-explanation div{margin-top:20px;padding:16px;border-radius:13px;background:rgba(255,255,255,.12);font-weight:750}
.salary-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:14px;align-items:stretch}.salary-flow article{min-width:0;padding:22px;border-radius:18px;background:#e8f2f5}.salary-flow>b{align-self:center;color:#5f7e8c;font-size:1.7rem}.salary-flow span,.salary-flow strong{display:block}.salary-flow span{font-size:.77rem;font-weight:900;letter-spacing:.06em;text-transform:uppercase;color:#5c7782}.salary-flow strong{margin-top:7px;color:#173f6d}.salary-flow p{margin-bottom:0}.salary-flow .is-result{background:#2d6685;color:#fff}.salary-flow .is-result span,.salary-flow .is-result strong{color:#fff}.plan-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-top:20px}.plan-grid article{padding:23px;border-radius:18px;background:#fff;border-top:7px solid #3a7890}.plan-grid h3{color:#173f6d}.plan-grid article>div{display:grid;gap:8px}.plan-grid article>div span{display:flex;justify-content:space-between;gap:12px;padding:10px;border-radius:9px;background:#edf4f6;color:#416674}.plan-grid b{color:#173f6d}
.contribution-map{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.contribution-map article{min-width:0;padding:22px;border-radius:18px;background:#fff;border-top:7px solid #4b8193}.contribution-map span,.contribution-map strong{display:block}.contribution-map span{font-size:.77rem;font-weight:900;text-transform:uppercase;color:#5a7581}.contribution-map strong{margin-top:7px;color:#173f6d}.contribution-map p{margin-bottom:0}.contribution-equation{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:10px;align-items:center;margin-top:20px;padding:20px;border-radius:17px;background:#e8f2f5}.contribution-equation span{padding:12px;border-radius:10px;background:#fff;color:#173f6d;font-weight:850;text-align:center}.contribution-equation b{color:#5b7e8d;font-size:1.3rem}.exam-warning{margin-top:18px;padding:21px;border-left:7px solid #aa7c2f;border-radius:14px;background:#fff0d6}.exam-warning p{margin-bottom:0}
.capital-stack{display:grid;grid-template-columns:1.2fr 1fr;gap:20px}.stack-total{padding:26px;border-radius:22px;background:#244f6d;color:#fff}.stack-total>span,.stack-total>strong{display:block}.stack-total>span{font-size:.78rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:#bddce6}.stack-total>strong{margin-top:7px;font-size:1.4rem}.stack-split{display:grid;grid-template-columns:2fr 1fr;margin-top:20px;border-radius:13px;overflow:hidden}.stack-split span{padding:24px 12px;background:#4f89a0;text-align:center;font-weight:800}.stack-split span+span{background:#88704b}.stack-rule{display:grid;align-content:center;gap:12px;padding:24px;border-radius:20px;background:#e8f2f5}.stack-rule p{margin:0}.capital-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-top:18px}.capital-cards article{min-width:0;padding:22px;border-radius:17px;background:#fff;border-top:7px solid #39798e}.capital-cards span,.capital-cards strong{display:block}.capital-cards span{font-size:.78rem;font-weight:900;text-transform:uppercase;color:#597580}.capital-cards strong{margin:8px 0;color:#173f6d;font-size:1.5rem}.capital-cards p{margin-bottom:0}
.projection-machine{display:grid;grid-template-columns:1.4fr auto 1fr;gap:18px;align-items:center}.projection-inputs{display:grid;grid-template-columns:1fr 1fr;gap:10px}.projection-inputs span{padding:14px;border-radius:11px;background:#e6f0f4;color:#315f73;font-weight:800;text-align:center}.projection-machine>b{font-size:2rem;color:#678694}.projection-output{padding:26px;border-radius:19px;background:#765b80;color:#fff;text-align:center}.projection-output span,.projection-output strong{display:block}.projection-output strong{margin:8px 0}.projection-questions{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin-top:20px}.projection-questions article{position:relative;min-width:0;padding:22px;border-radius:17px;background:#fff}.projection-questions b{position:absolute;right:12px;top:8px;color:#d2e2e8;font-size:1.8rem}.projection-questions h3{padding-right:24px;color:#173f6d}.projection-questions p{margin-bottom:0}.projection-alert{margin-top:18px;padding:21px;border-radius:15px;background:#765b80;color:#fff}.projection-alert p{margin-bottom:0}
.risk-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.risk-grid article{min-width:0;padding:22px;border-radius:18px;background:#e8f2f5;border-top:7px solid #507e90}.risk-grid span{font-size:.77rem;font-weight:900;text-transform:uppercase;color:#5c7580}.risk-grid h3{color:#173f6d}.risk-grid p{margin-bottom:0}.risk-question{margin-top:18px;padding:22px;border-left:7px solid #765b80;border-radius:14px;background:#fff}.risk-question p{margin-bottom:0}
.account-form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.account-form label{display:grid;grid-template-rows:3em auto;min-width:0;color:#173f6d;font-weight:800}.account-form label span{overflow-wrap:anywhere}.account-form input{width:100%;min-width:0;box-sizing:border-box;padding:15px;border:2px solid #afd0e2;border-radius:14px;background:#f9ffff;color:#173f6d;font:inherit;font-weight:750}.account-equation{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px}.account-equation article{padding:24px;border-radius:18px;background:#e7f1f4}.account-equation span,.account-equation strong{display:block}.account-equation strong{margin-top:7px;color:#173f6d;font-size:1.5rem}.account-equation p{margin-bottom:0}.account-equation article+article{background:#244f6d;color:#fff}.account-equation article+article strong{color:#fff}.account-equation article+article.is-ok{background:#39745e}.account-equation article+article.is-alert{background:#89564c}
.checklist-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.checklist-grid article{position:relative;min-width:0;padding:23px;border-radius:18px;background:#fff;border-top:7px solid #3d7b90}.checklist-grid b{position:absolute;right:13px;top:7px;font-size:1.9rem;color:#d0e2e8}.checklist-grid h3{padding-right:30px;color:#173f6d}.checklist-grid p{margin-bottom:0}.red-flags{display:flex;flex-wrap:wrap;gap:9px;margin-top:19px;padding:20px;border-radius:16px;background:#244f6d;color:#fff}.red-flags strong{width:100%}.red-flags span{padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.13);font-weight:750}.certificate-memory{margin:28px 0;padding:30px;border-radius:28px;background:#244f6d;color:#fff}.certificate-memory h2{color:#fff}.certificate-memory>div{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.certificate-memory p{margin:0;padding:16px;border-radius:13px;background:rgba(255,255,255,.1)}.certificate-memory b{display:block;font-size:1.6rem;color:#bcdde8}
@media(max-width:1100px){.certificate-layout{grid-template-columns:1.35fr .85fr}.contribution-map,.projection-questions,.risk-grid{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.purpose-grid,.capital-cards,.checklist-grid{grid-template-columns:1fr 1fr}.certificate-layout,.capital-stack{grid-template-columns:1fr}.certificate-explanation{position:static}.salary-flow{grid-template-columns:1fr 1fr}.salary-flow>b{display:none}.projection-machine{grid-template-columns:1fr}.projection-machine>b{transform:rotate(90deg);justify-self:center}.account-form{grid-template-columns:1fr 1fr}.certificate-memory>div{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.panel{padding:22px 16px;border-radius:22px}.purpose-grid,.salary-flow,.plan-grid,.contribution-map,.capital-stack,.capital-cards,.projection-questions,.risk-grid,.account-form,.account-equation,.checklist-grid,.certificate-memory>div{grid-template-columns:1fr}.hierarchy{grid-template-columns:1fr}.hierarchy b{transform:rotate(90deg);justify-self:center}.hierarchy strong{grid-column:auto}.mock-certificate{padding:16px 10px}.mock-certificate header{display:grid}.mock-lines button{grid-template-columns:34px minmax(0,1fr)}.mock-lines strong{grid-column:2;text-align:left}.mock-person{grid-template-columns:1fr}.contribution-equation{grid-template-columns:1fr}.contribution-equation b{transform:rotate(90deg);justify-self:center}.projection-inputs{grid-template-columns:1fr}.account-form label{grid-template-rows:auto auto;gap:7px}.certificate-hero-visual{padding:20px}.sheet{padding:18px}.sheet>div{grid-template-columns:1fr}}