:root{--kvg-dark:#164c5b;--kvg:#2f7a83;--kvg-mid:#70a9a5;--kvg-soft:#dff1ef;--kvg-pale:#f2f9f8;--kvg-coral:#c46d5b;--kvg-gold:#b18b35;--kvg-violet:#665f88}
.kvg-page{background:linear-gradient(180deg,#edf8f7 0,#f9fcfb 32%,#edf5f5 100%)}
.kvg-hero{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#286b73 58%,#568c83)}
.kvg-hero-map{display:grid;grid-template-columns:minmax(0,1.35fr) auto minmax(0,1fr);gap:7px;align-items:center;padding:22px;border:2px solid rgba(255,255,255,.35);border-radius:24px;background:rgba(255,255,255,.1);text-align:center}.kvg-hero-map span{color:#ddf0ed;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.kvg-hero-map strong{grid-row:2;padding:16px 8px;border-radius:15px;color:var(--kvg-dark);background:#eef9f7;font-size:23px}.kvg-hero-map strong.is-okp{font-size:15px;line-height:1.15}.kvg-hero-map strong small{display:block;margin-top:5px;color:var(--kvg);font-size:10px;font-weight:900;letter-spacing:.08em}.kvg-hero-map b{grid-row:2;color:#fff;font-size:24px}.kvg-hero-map span:last-child{grid-column:3}
.kvg-yearbar{display:flex;justify-content:space-between;align-items:center;gap:18px;margin:18px 0;padding:14px 18px;border:1px solid #c7dfdc;border-radius:16px;background:#f5faf9;box-shadow:0 8px 19px rgba(22,76,91,.07)}.kvg-yearbar>div:first-child{display:grid;grid-template-columns:auto auto;gap:2px 10px;align-items:baseline}.kvg-yearbar>div:first-child span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-yearbar>div:first-child strong{color:var(--kvg-dark);font-size:24px}.kvg-yearbar>div:first-child small{grid-column:1/-1;color:var(--sozv-muted)}.kvg-yearbar .sozv-year-switch{margin:0}.kvg-yearbar .sozv-year-switch button{color:var(--kvg-dark);background:var(--kvg-soft)}.kvg-yearbar .sozv-year-switch button[aria-pressed="true"]{color:#fff;background:var(--kvg-dark)}
.kvg-page-nav{position:sticky;top:0;z-index:6;display:flex;gap:8px;overflow-x:auto;margin:18px 0;padding:10px;border:1px solid #c7dfdc;border-radius:16px;background:rgba(247,252,251,.94);box-shadow:0 8px 18px rgba(22,76,91,.08);backdrop-filter:blur(8px)}.kvg-page-nav a{flex:0 0 auto;padding:9px 12px;border-radius:10px;color:var(--kvg-dark);font-size:12px;font-weight:900;text-decoration:none}.kvg-page-nav a:hover,.kvg-page-nav a:focus-visible{color:#fff;background:var(--kvg);outline:none}
.kvg-system,.kvg-history,.kvg-values,.kvg-obligation,.kvg-financing,.kvg-benefits,.kvg-roadmap{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:var(--sozv-paper);box-shadow:var(--sozv-shadow)}
.kvg-system h2,.kvg-history h2,.kvg-values h2,.kvg-obligation h2,.kvg-financing h2,.kvg-benefits h2,.kvg-roadmap h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}.sozv-section-head>p:last-child{max-width:930px;color:var(--sozv-muted);line-height:1.62}
.kvg-system{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-system-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-system-grid article{padding:22px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-system-grid .is-vvg{border-color:var(--kvg-violet)}.kvg-system-grid .is-ktg{border-color:var(--kvg-coral)}.kvg-system-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-system-grid .is-vvg span{color:var(--kvg-violet)}.kvg-system-grid .is-ktg span{color:var(--kvg-coral)}.kvg-system-grid h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:23px}.kvg-system-grid strong{display:block;color:var(--kvg-dark);font-size:15px}.kvg-system-grid p{margin:10px 0 0;color:var(--sozv-muted);font-size:13px;line-height:1.52}.kvg-core-rule{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:18px;padding:18px 20px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-core-rule b{color:var(--kvg-dark)}.kvg-core-rule span{color:var(--sozv-muted);line-height:1.5}.kvg-core-rule strong{color:var(--sozv-primary-dark)}
.kvg-history{overflow:hidden;background:linear-gradient(145deg,#fff,#edf7f6)}.kvg-timeline{position:relative;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;margin-top:30px}.kvg-timeline:before{position:absolute;top:37px;right:7%;left:7%;height:4px;border-radius:4px;background:#bad5d3;content:""}.kvg-timeline article{position:relative;display:grid;grid-template-rows:76px 1fr;min-width:0}.kvg-time{position:relative;z-index:1;display:flex;justify-content:center}.kvg-time span{display:grid;place-items:center;width:74px;height:74px;border:5px solid #e6f2f0;border-radius:50%;color:#fff;background:var(--kvg);box-shadow:0 0 0 3px #9bc3bf;font-size:17px;font-weight:900;line-height:1.05;text-align:center}.kvg-time small{font-size:9px}.kvg-time i{display:none}.kvg-timeline article>div:last-child{display:flex;flex-direction:column;margin-top:14px;padding:18px 15px;border-top:5px solid var(--kvg);border-radius:15px;background:#fff}.kvg-timeline h3{margin:0 0 8px;color:var(--sozv-primary-dark);font-size:17px}.kvg-timeline p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.48}.kvg-timeline strong{display:block;margin-top:auto;padding-top:12px;color:var(--kvg-dark);font-size:11px;line-height:1.35}.kvg-timeline .is-decision .kvg-time span,.kvg-timeline .is-decision>div:last-child{border-color:var(--kvg-gold)}.kvg-timeline .is-decision .kvg-time span{background:#9c7b2e;box-shadow:0 0 0 3px #d8c486}.kvg-timeline .is-turning .kvg-time span{background:#173f68;box-shadow:0 0 0 3px #91abc2}.kvg-timeline .is-turning>div:last-child{border-color:#173f68;background:#eaf1f6}.kvg-timeline .is-future .kvg-time span{background:var(--kvg-violet);box-shadow:0 0 0 3px #b8b0cd}.kvg-timeline .is-future>div:last-child{border-color:var(--kvg-violet);background:#f2f0f7}.kvg-history-message{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:22px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-history-message strong{color:var(--kvg-dark)}.kvg-history-message span{color:var(--sozv-muted);line-height:1.5}
.kvg-values{background:linear-gradient(145deg,#fff,#f2f8f7)}.kvg-value-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:11px}.kvg-value-grid article{display:flex;flex-direction:column;min-width:0;padding:20px;border-top:6px solid var(--kvg);border-radius:17px;background:#fff}.kvg-value-grid article:nth-child(3){border-color:var(--kvg-coral)}.kvg-value-grid article:nth-child(5){border-color:var(--kvg-gold)}.kvg-value-grid span{min-height:3.2em;color:var(--sozv-muted);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-value-grid strong{margin:10px 0 5px;color:var(--kvg-dark);font-size:clamp(21px,2.3vw,30px);overflow-wrap:anywhere}.kvg-value-grid small{color:var(--sozv-muted);font-size:11px}.kvg-formula{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:10px;align-items:stretch;margin-top:18px}.kvg-formula>div{display:grid;grid-template-columns:auto 1fr;gap:3px 11px;padding:18px;border-radius:16px;background:var(--kvg-soft)}.kvg-formula span{grid-row:span 2;display:grid;place-items:center;width:36px;height:36px;border-radius:50%;color:#fff;background:var(--kvg)}.kvg-formula strong{color:var(--sozv-primary-dark)}.kvg-formula small{color:var(--sozv-muted)}.kvg-formula em{color:var(--kvg-dark);font-style:normal;font-weight:900}.kvg-formula>b{align-self:center;color:var(--kvg);font-size:24px}.kvg-exceptions{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg-gold);border-radius:0 15px 15px 0;background:#fff7dc}.kvg-exceptions strong{color:#725a1d}.kvg-exceptions span{color:var(--sozv-muted);line-height:1.5}
.kvg-obligation{display:grid;grid-template-columns:.72fr 1.28fr;gap:28px;background:linear-gradient(145deg,#fff,#edf6f5)}.kvg-obligation>div:first-child>p:last-child{color:var(--sozv-muted);line-height:1.62}.kvg-obligation-flow{display:grid;gap:10px}.kvg-obligation-flow article{display:grid;grid-template-columns:auto 1fr;gap:4px 13px;padding:18px;border-radius:16px;background:#fff}.kvg-obligation-flow b{grid-row:span 2;display:grid;place-items:center;width:39px;height:39px;border-radius:13px;color:#fff;background:var(--kvg)}.kvg-obligation-flow strong{color:var(--sozv-primary-dark)}.kvg-obligation-flow span{color:var(--sozv-muted);font-size:12px;line-height:1.4}.kvg-obligation-flow em{color:var(--kvg-dark);font-style:normal;font-weight:900}.kvg-accident{grid-column:1/-1;display:grid;grid-template-columns:auto 1fr;gap:13px;padding:18px;border-left:6px solid var(--kvg-coral);border-radius:0 15px 15px 0;background:#fbedeb}.kvg-accident strong{color:#843f35}.kvg-accident p{margin:0;color:#6c5652;line-height:1.5}
.kvg-financing{background:linear-gradient(145deg,#fff,#f1f4f8)}.kvg-finance-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-finance-grid article{padding:21px;border-radius:17px;background:#fff}.kvg-finance-grid span,.kvg-finance-grid strong{display:block}.kvg-finance-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-finance-grid strong{margin:8px 0;color:var(--sozv-primary-dark);font-size:20px}.kvg-finance-grid p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}.kvg-premium-note{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-radius:15px;background:var(--kvg-soft)}.kvg-premium-note strong{color:var(--kvg-dark)}.kvg-premium-note span{color:var(--sozv-muted);line-height:1.5}
.kvg-benefits{background:linear-gradient(145deg,#fff,#f3f8f7)}.kvg-wzw{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-wzw article{display:grid;grid-template-columns:auto 1fr;gap:5px 13px;padding:20px;border-radius:17px;background:#fff}.kvg-wzw span{grid-row:span 2;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;color:#fff;background:var(--kvg);font-size:24px;font-weight:900}.kvg-wzw strong{align-self:end;color:var(--sozv-primary-dark);font-size:18px}.kvg-wzw p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.42}.kvg-benefit-map{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:16px}.kvg-benefit-map article{padding:21px;border-left:6px solid var(--kvg);border-radius:0 16px 16px 0;background:var(--kvg-soft)}.kvg-benefit-map article:last-child{border-color:var(--kvg-gold);background:#fff7dc}.kvg-benefit-map h3{margin:0 0 8px;color:var(--sozv-primary-dark)}.kvg-benefit-map p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}
.kvg-roadmap{background:#f8fbfa}.kvg-roadmap-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-roadmap-grid article,.kvg-roadmap-grid a{display:flex;flex-direction:column;min-height:184px;padding:21px;border:1px solid var(--sozv-line);border-top:6px solid #b7c9c8;border-radius:18px;color:inherit;background:#fff;text-decoration:none}.kvg-roadmap-grid .is-ready{border-top-color:var(--kvg);background:linear-gradient(145deg,#fff,#eaf5f3);transition:transform .18s ease,box-shadow .18s ease}.kvg-roadmap-grid .is-ready:hover,.kvg-roadmap-grid .is-ready:focus-visible{transform:translateY(-3px);box-shadow:0 13px 26px rgba(22,76,91,.13);outline:none}.kvg-roadmap-grid span{color:var(--kvg);font-size:29px;font-weight:900}.kvg-roadmap-grid h3{margin:9px 0;color:var(--sozv-primary-dark);font-size:20px}.kvg-roadmap-grid p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.48}.kvg-roadmap-grid b{margin-top:auto;padding-top:15px;color:#859493;font-size:11px;text-transform:uppercase}.kvg-roadmap-grid .is-ready b{color:var(--kvg-dark)}
.kvg-memory{display:grid;grid-template-columns:.7fr 1.3fr;gap:28px;align-items:center;margin:30px 0;padding:clamp(27px,4vw,43px);border-radius:23px;color:#fff;background:linear-gradient(135deg,#123f69,#286d70)}.kvg-memory h2{margin:7px 0 0;color:#fff;font-size:clamp(29px,4vw,43px)}.kvg-memory>div:last-child{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.kvg-memory p{display:grid;grid-template-columns:35px 1fr;gap:10px;align-items:center;margin:0;padding:14px;border-radius:13px;background:rgba(255,255,255,.09)}.kvg-memory b{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;color:var(--kvg-dark);background:#e8f5f3}.kvg-memory span{color:#edf8f6;font-size:13px;line-height:1.42}
@media(max-width:1350px){.kvg-timeline{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:24px}.kvg-timeline:before{display:none}}
@media(max-width:1050px){.kvg-value-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:850px){.kvg-hero,.kvg-obligation,.kvg-memory{grid-template-columns:1fr}.kvg-hero-map{display:none}.kvg-system-grid,.kvg-finance-grid,.kvg-wzw,.kvg-roadmap-grid{grid-template-columns:1fr 1fr}.kvg-formula{grid-template-columns:1fr}.kvg-formula>b{transform:rotate(90deg);text-align:center}.kvg-memory>div:last-child{grid-template-columns:1fr}}
@media(max-width:620px){.kvg-yearbar{align-items:flex-start;flex-direction:column}.kvg-page-nav{position:static}.kvg-value-grid,.kvg-system-grid,.kvg-finance-grid,.kvg-wzw,.kvg-benefit-map,.kvg-roadmap-grid{grid-template-columns:1fr}.kvg-timeline{grid-template-columns:1fr;gap:12px}.kvg-timeline article{grid-template-columns:62px 1fr;grid-template-rows:1fr}.kvg-time{justify-content:flex-start}.kvg-time span{width:56px;height:56px;border-width:4px;font-size:14px}.kvg-timeline article>div:last-child{margin-top:0}.kvg-history-message,.kvg-core-rule,.kvg-exceptions,.kvg-accident,.kvg-premium-note{grid-template-columns:1fr}}

/* Lernweg 02 · Versicherungspflicht */
.kvg-duty-hero{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#286b73 60%,#568c83)}.kvg-duty-hero-rule{display:grid;grid-template-columns:1fr auto 1fr;gap:8px;align-items:center;padding:22px;border:2px solid rgba(255,255,255,.35);border-radius:24px;background:rgba(255,255,255,.1);text-align:center}.kvg-duty-hero-rule span,.kvg-duty-hero-rule small{grid-column:1/-1;color:#ddf0ed;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.kvg-duty-hero-rule strong{padding:15px 9px;border-radius:14px;color:var(--kvg-dark);background:#eef9f7;font-size:14px}.kvg-duty-hero-rule b{font-size:22px}
.kvg-duty-foundation,.kvg-duty-deadline,.kvg-duty-admission,.kvg-duty-persons,.kvg-duty-exemptions,.kvg-duty-end,.kvg-duty-check{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:#fff;box-shadow:var(--sozv-shadow)}.kvg-duty-foundation h2,.kvg-duty-deadline h2,.kvg-duty-admission h2,.kvg-duty-persons h2,.kvg-duty-exemptions h2,.kvg-duty-end h2,.kvg-duty-check h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-duty-foundation{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-duty-foundation>div:first-child>p:last-child{max-width:870px;color:var(--sozv-muted);line-height:1.6}.kvg-duty-family{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:10px;align-items:stretch;margin-top:21px}.kvg-duty-family article{padding:20px;border-radius:16px;background:#fff;text-align:center}.kvg-duty-family span,.kvg-duty-family strong{display:block}.kvg-duty-family span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-duty-family strong{margin-top:7px;color:var(--sozv-primary-dark);font-size:19px}.kvg-duty-family>b{align-self:center;color:var(--kvg);font-size:24px}.kvg-duty-note,.kvg-duty-daily,.kvg-duty-vvg,.kvg-duty-warning,.kvg-duty-memory{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-duty-note strong,.kvg-duty-daily strong,.kvg-duty-memory strong{color:var(--kvg-dark)}.kvg-duty-note span,.kvg-duty-daily span,.kvg-duty-memory span{color:var(--sozv-muted);line-height:1.5}
.kvg-duty-deadline{background:linear-gradient(145deg,#fff,#f2f8f7)}.kvg-duty-clock{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:10px;align-items:stretch}.kvg-duty-clock>div{padding:20px;border-radius:16px;background:#fff}.kvg-duty-clock .is-window{color:#fff;background:var(--kvg-dark)}.kvg-duty-clock span,.kvg-duty-clock strong{display:block}.kvg-duty-clock span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-duty-clock strong{margin-top:7px;color:var(--sozv-primary-dark);font-size:20px}.kvg-duty-clock .is-window span{color:#cfe9e5}.kvg-duty-clock .is-window strong{color:#fff}.kvg-duty-clock>b{align-self:center;color:var(--kvg);font-size:24px}.kvg-duty-comparison{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin-top:17px}.kvg-duty-comparison article{padding:22px;border-top:6px solid #4d896c;border-radius:17px;background:#fff}.kvg-duty-comparison .is-late{border-color:var(--kvg-coral);background:#fdf1ef}.kvg-duty-comparison span{color:#4d896c;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-duty-comparison .is-late span{color:var(--kvg-coral)}.kvg-duty-comparison h3{margin:7px 0;color:var(--sozv-primary-dark);font-size:22px}.kvg-duty-comparison p{color:var(--sozv-muted);line-height:1.5}.kvg-duty-comparison strong{color:var(--kvg-dark);font-size:13px}.kvg-duty-comparison .is-late strong{color:#8b463b}.kvg-duty-daily{border-color:var(--kvg-gold);background:#fff7dc}.kvg-duty-daily strong{color:#725a1d}
.kvg-duty-admission{display:grid;grid-template-columns:.72fr 1.28fr;gap:28px;background:linear-gradient(145deg,#fff,#eff4f8)}.kvg-duty-admission>div:first-child>p:last-child{color:var(--sozv-muted);line-height:1.6}.kvg-duty-admission-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.kvg-duty-admission-grid article{padding:18px;border-radius:15px;background:#fff}.kvg-duty-admission-grid span,.kvg-duty-admission-grid strong{display:block}.kvg-duty-admission-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-duty-admission-grid strong{margin-top:6px;color:var(--sozv-primary-dark)}.kvg-duty-vvg{grid-column:1/-1;border-color:var(--kvg-violet);background:#f2f0f7}.kvg-duty-vvg strong{color:#51486f}.kvg-duty-vvg span{color:var(--sozv-muted);line-height:1.5}
.kvg-duty-persons{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-duty-person-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-duty-person-grid article{padding:21px;border-top:6px solid #4d896c;border-radius:17px;background:#fff}.kvg-duty-person-grid .is-check{border-color:var(--kvg-gold)}.kvg-duty-person-grid span{color:#4d896c;font-size:9px;font-weight:900;text-transform:uppercase}.kvg-duty-person-grid .is-check span{color:#896e2c}.kvg-duty-person-grid h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:20px}.kvg-duty-person-grid p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}
.kvg-duty-exemptions{background:linear-gradient(145deg,#fff,#f5f3f8)}.kvg-duty-exemption-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:10px;align-items:stretch}.kvg-duty-exemption-flow article{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;padding:18px;border-radius:16px;background:#fff}.kvg-duty-exemption-flow b{grid-row:span 2;display:grid;place-items:center;width:38px;height:38px;border-radius:50%;color:#fff;background:var(--kvg-violet)}.kvg-duty-exemption-flow strong{color:var(--sozv-primary-dark)}.kvg-duty-exemption-flow span{color:var(--sozv-muted);font-size:12px;line-height:1.4}.kvg-duty-exemption-flow>i{align-self:center;color:var(--kvg-violet);font-size:24px;font-style:normal}.kvg-duty-special-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;margin-top:18px}.kvg-duty-special-grid article{padding:20px;border-radius:16px;background:#fff}.kvg-duty-special-grid h3{margin:0 0 8px;color:var(--sozv-primary-dark);font-size:19px}.kvg-duty-special-grid p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}.kvg-duty-warning{border-color:var(--kvg-coral);background:#fbedeb}.kvg-duty-warning strong{color:#843f35}.kvg-duty-warning span{color:#705653;line-height:1.5}
.kvg-duty-end{display:grid;grid-template-columns:.65fr 1.35fr;gap:28px;background:linear-gradient(145deg,#fff,#eff6f5)}.kvg-duty-end>div:first-child>p:last-child{color:var(--sozv-muted);line-height:1.6}.kvg-duty-end-grid{display:grid;gap:10px}.kvg-duty-end-grid article{padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:#fff}.kvg-duty-end-grid span,.kvg-duty-end-grid strong{display:block}.kvg-duty-end-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-duty-end-grid strong{margin:6px 0;color:var(--sozv-primary-dark)}.kvg-duty-end-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.45}
.kvg-duty-check{background:#f8fbfa}.kvg-duty-checklist{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}.kvg-duty-checklist article{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;padding:19px;border-radius:16px;background:#fff}.kvg-duty-checklist b{grid-row:span 2;display:grid;place-items:center;width:38px;height:38px;border-radius:13px;color:#fff;background:var(--kvg)}.kvg-duty-checklist strong{color:var(--sozv-primary-dark)}.kvg-duty-checklist span{color:var(--sozv-muted);font-size:12px;line-height:1.42}
@media(max-width:900px){.kvg-duty-hero,.kvg-duty-admission,.kvg-duty-end{grid-template-columns:1fr}.kvg-duty-hero-rule{display:none}.kvg-duty-person-grid,.kvg-duty-checklist{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-duty-family,.kvg-duty-clock,.kvg-duty-exemption-flow{grid-template-columns:1fr}.kvg-duty-family>b,.kvg-duty-clock>b,.kvg-duty-exemption-flow>i{transform:rotate(90deg);text-align:center}}
@media(max-width:620px){.kvg-duty-comparison,.kvg-duty-admission-grid,.kvg-duty-person-grid,.kvg-duty-special-grid,.kvg-duty-checklist{grid-template-columns:1fr}.kvg-duty-note,.kvg-duty-daily,.kvg-duty-vvg,.kvg-duty-warning,.kvg-duty-memory{grid-template-columns:1fr}}

/* Lernweg 03 · Prämien & Modelle */
.kvg-premium-hero{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#286b73 58%,#568c83)}.kvg-premium-hero-formula{padding:22px;border:2px solid rgba(255,255,255,.34);border-radius:24px;background:rgba(255,255,255,.1)}.kvg-premium-hero-formula>span{display:block;margin-bottom:12px;color:#dff2ef;font-size:10px;font-weight:900;text-align:center;text-transform:uppercase;letter-spacing:.1em}.kvg-premium-hero-formula>div{display:grid;grid-template-columns:1fr auto 1fr;gap:8px;align-items:center;margin:8px 0}.kvg-premium-hero-formula strong{padding:13px 8px;border-radius:13px;color:var(--kvg-dark);background:#eef9f7;font-size:13px;text-align:center}.kvg-premium-hero-formula b{color:#fff}.kvg-premium-hero-formula small{display:block;margin-top:12px;color:#dff2ef;font-size:10px;line-height:1.4;text-align:center}
.kvg-premium-basis,.kvg-premium-ages,.kvg-premium-regions,.kvg-premium-models,.kvg-premium-franchise,.kvg-premium-compare,.kvg-premium-switch,.kvg-premium-check{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:#fff;box-shadow:var(--sozv-shadow)}.kvg-premium-basis h2,.kvg-premium-ages h2,.kvg-premium-regions h2,.kvg-premium-models h2,.kvg-premium-franchise h2,.kvg-premium-compare h2,.kvg-premium-switch h2,.kvg-premium-check h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-premium-basis{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-premium-factors{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px}.kvg-premium-factors article{display:grid;grid-template-columns:auto 1fr;gap:4px 10px;padding:18px;border-radius:16px;background:#fff}.kvg-premium-factors b{grid-row:span 2;display:grid;place-items:center;width:36px;height:36px;border-radius:12px;color:#fff;background:var(--kvg)}.kvg-premium-factors strong{color:var(--sozv-primary-dark)}.kvg-premium-factors span{color:var(--sozv-muted);font-size:11px;line-height:1.4}.kvg-premium-equal,.kvg-region-warning,.kvg-model-change,.kvg-calculator-warning,.kvg-premium-memory{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-premium-equal strong,.kvg-premium-memory strong{color:var(--kvg-dark)}.kvg-premium-equal span,.kvg-premium-memory span{color:var(--sozv-muted);line-height:1.5}
.kvg-premium-ages{background:linear-gradient(145deg,#fff,#f0f6f8)}.kvg-premium-age-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-premium-age-grid article{padding:23px;border-top:7px solid var(--kvg-mid);border-radius:18px;background:#fff}.kvg-premium-age-grid article:nth-child(2){border-color:var(--kvg)}.kvg-premium-age-grid article:nth-child(3){border-color:#173f68}.kvg-premium-age-grid span,.kvg-premium-age-grid strong,.kvg-premium-age-grid small{display:block}.kvg-premium-age-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-premium-age-grid h3{margin:7px 0;color:var(--sozv-primary-dark);font-size:22px}.kvg-premium-age-grid strong{color:var(--kvg-dark);font-size:30px}.kvg-premium-age-grid small{margin-top:6px;color:var(--sozv-muted)}.kvg-premium-age-grid em{font-style:normal;font-weight:900}.kvg-premium-age-note{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid #173f68;border-radius:0 15px 15px 0;background:#edf3f8}.kvg-premium-age-note strong{color:#173f68}.kvg-premium-age-note span{color:var(--sozv-muted);line-height:1.5}
.kvg-premium-regions{background:linear-gradient(145deg,#fff,#f4f8f7)}.kvg-region-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-region-grid article{padding:22px;border-radius:17px;background:#fff}.kvg-region-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-region-grid strong{display:block;margin:8px 0;color:var(--sozv-primary-dark);font-size:20px;line-height:1.35}.kvg-region-grid p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}.kvg-region-warning{border-color:var(--kvg-gold);background:#fff7dc}.kvg-region-warning strong{color:#725a1d}.kvg-region-warning span{color:var(--sozv-muted);line-height:1.5}
.kvg-premium-models{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-model-year{margin-top:21px}.kvg-model-year-head{display:flex;justify-content:space-between;gap:16px;padding:15px 18px;border-radius:15px 15px 0 0;color:#fff;background:var(--kvg-dark)}.kvg-model-year-head span{font-size:11px;font-weight:900;text-transform:uppercase}.kvg-model-year-head strong{text-align:right}.kvg-model-year-head.is-new{background:linear-gradient(90deg,#2f7a83,#665f88)}.kvg-model-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px;padding:12px;border-radius:0 0 18px 18px;background:#dfeeed}.kvg-model-grid article{display:flex;flex-direction:column;padding:19px;border-top:6px solid var(--kvg);border-radius:15px;background:#fff}.kvg-model-grid span{color:var(--kvg);font-size:9px;font-weight:900;text-transform:uppercase}.kvg-model-grid h3{margin:7px 0;color:var(--sozv-primary-dark);font-size:21px}.kvg-model-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.48}.kvg-model-grid strong{margin-top:auto;padding-top:13px;color:var(--kvg-dark);font-size:11px}.kvg-model-change{border-color:var(--kvg-violet);background:#f2f0f7}.kvg-model-change strong{color:#51486f}.kvg-model-change span{color:var(--sozv-muted);line-height:1.5}.kvg-model-fit{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;margin-top:17px}.kvg-model-fit article{padding:19px;border-radius:16px;background:#fff}.kvg-model-fit h3{margin:0 0 7px;color:var(--sozv-primary-dark)}.kvg-model-fit p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}
.kvg-premium-franchise{background:linear-gradient(145deg,#fff,#f6f4ed)}.kvg-franchise-range{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-franchise-range article{padding:22px;border-top:6px solid var(--kvg-gold);border-radius:17px;background:#fff}.kvg-franchise-range span,.kvg-franchise-range strong,.kvg-franchise-range small{display:block}.kvg-franchise-range span{color:#896e2c;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-franchise-range strong{margin:8px 0;color:var(--sozv-primary-dark);font-size:22px}.kvg-franchise-range em{font-style:normal}.kvg-franchise-range small{color:var(--sozv-muted)}.kvg-franchise-choice{display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:stretch;margin-top:16px}.kvg-franchise-choice article{padding:20px;border-radius:16px;background:#fff}.kvg-franchise-choice h3{margin:0 0 8px;color:var(--sozv-primary-dark)}.kvg-franchise-choice p{margin:0;color:var(--sozv-muted);font-size:13px;line-height:1.5}.kvg-franchise-choice>b{align-self:center;color:var(--kvg-gold);font-size:25px}
.kvg-premium-compare{background:linear-gradient(145deg,#fff,#eff6f5)}.kvg-premium-calculator{display:grid;grid-template-columns:repeat(2,minmax(0,1fr)) 1.1fr;gap:12px;align-items:end}.kvg-premium-calculator label{display:grid;gap:8px;color:var(--sozv-primary-dark);font-size:13px;font-weight:900}.kvg-premium-calculator input{width:100%;box-sizing:border-box;padding:17px;border:2px solid #b8d5d3;border-radius:14px;color:var(--sozv-primary-dark);background:#fff;font:inherit;font-size:20px}.kvg-premium-calculator input:focus{border-color:var(--kvg);outline:none;box-shadow:0 0 0 4px rgba(47,122,131,.12)}.kvg-premium-result{padding:18px;border-radius:16px;color:#fff;background:var(--kvg-dark)}.kvg-premium-result.is-more{background:#8b463b}.kvg-premium-result span,.kvg-premium-result strong,.kvg-premium-result small{display:block}.kvg-premium-result span{font-size:10px;font-weight:900;text-transform:uppercase}.kvg-premium-result strong{margin:5px 0;font-size:27px}.kvg-premium-result small{color:#e4f2f0}.kvg-calculator-warning{border-color:var(--kvg-coral);background:#fbedeb}.kvg-calculator-warning strong{color:#843f35}.kvg-calculator-warning span{color:#705653;line-height:1.5}
.kvg-premium-switch{background:linear-gradient(145deg,#fff,#f0f4f7)}.kvg-switch-timeline{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:10px;align-items:stretch}.kvg-switch-timeline article{padding:20px;border-radius:16px;background:#fff}.kvg-switch-timeline span,.kvg-switch-timeline strong{display:block}.kvg-switch-timeline span{color:var(--kvg);font-size:11px;font-weight:900;text-transform:uppercase}.kvg-switch-timeline strong{margin:7px 0;color:var(--sozv-primary-dark)}.kvg-switch-timeline p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.45}.kvg-switch-timeline>b{align-self:center;color:var(--kvg);font-size:24px}.kvg-switch-notes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;margin-top:17px}.kvg-switch-notes article{padding:18px;border-left:5px solid var(--kvg);border-radius:0 14px 14px 0;background:#fff}.kvg-switch-notes strong,.kvg-switch-notes span{display:block}.kvg-switch-notes strong{color:var(--sozv-primary-dark)}.kvg-switch-notes span{margin-top:6px;color:var(--sozv-muted);font-size:12px;line-height:1.45}
.kvg-premium-check{background:#f8fbfa}.kvg-premium-checklist{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}.kvg-premium-checklist article{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;padding:19px;border-radius:16px;background:#fff}.kvg-premium-checklist b{grid-row:span 2;display:grid;place-items:center;width:38px;height:38px;border-radius:13px;color:#fff;background:var(--kvg)}.kvg-premium-checklist strong{color:var(--sozv-primary-dark)}.kvg-premium-checklist span{color:var(--sozv-muted);font-size:12px;line-height:1.42}
@media(max-width:1050px){.kvg-premium-factors{grid-template-columns:repeat(3,minmax(0,1fr))}.kvg-model-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:850px){.kvg-premium-hero{grid-template-columns:1fr}.kvg-premium-hero-formula{display:none}.kvg-premium-age-grid,.kvg-region-grid,.kvg-franchise-range,.kvg-switch-notes,.kvg-premium-checklist{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-premium-calculator{grid-template-columns:1fr 1fr}.kvg-premium-result{grid-column:1/-1}.kvg-switch-timeline{grid-template-columns:1fr}.kvg-switch-timeline>b{transform:rotate(90deg);text-align:center}}
@media(max-width:620px){.kvg-premium-factors,.kvg-premium-age-grid,.kvg-region-grid,.kvg-model-grid,.kvg-model-fit,.kvg-franchise-range,.kvg-premium-calculator,.kvg-switch-notes,.kvg-premium-checklist{grid-template-columns:1fr}.kvg-premium-result{grid-column:auto}.kvg-model-year-head{align-items:flex-start;flex-direction:column}.kvg-model-year-head strong{text-align:left}.kvg-franchise-choice{grid-template-columns:1fr}.kvg-franchise-choice>b{transform:rotate(90deg);text-align:center}.kvg-premium-equal,.kvg-premium-age-note,.kvg-region-warning,.kvg-model-change,.kvg-calculator-warning,.kvg-premium-memory{grid-template-columns:1fr}}

/* Lernweg 04 · Kostenbeteiligung */
.kvg-cost-hero{display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#286b73 58%,#568c83)}.kvg-cost-hero-formula{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:8px;align-items:center;padding:21px;border:2px solid rgba(255,255,255,.34);border-radius:24px;background:rgba(255,255,255,.1)}.kvg-cost-hero-formula article{padding:16px 8px;border-radius:14px;color:var(--kvg-dark);background:#eef9f7;text-align:center}.kvg-cost-hero-formula span{display:grid;place-items:center;width:28px;height:28px;margin:0 auto 7px;border-radius:50%;color:#fff;background:var(--kvg)}.kvg-cost-hero-formula strong{font-size:12px}.kvg-cost-hero-formula>b{color:#fff;font-size:20px}
.kvg-cost-system,.kvg-cost-calendar,.kvg-cost-deductible,.kvg-cost-hospital,.kvg-cost-exceptions,.kvg-cost-children,.kvg-cost-calculator,.kvg-cost-check{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:#fff;box-shadow:var(--sozv-shadow)}.kvg-cost-system h2,.kvg-cost-calendar h2,.kvg-cost-deductible h2,.kvg-cost-hospital h2,.kvg-cost-exceptions h2,.kvg-cost-children h2,.kvg-cost-calculator h2,.kvg-cost-check h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-cost-system{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-cost-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:9px;align-items:stretch}.kvg-cost-flow article{display:grid;grid-template-columns:auto 1fr;gap:3px 10px;padding:18px;border-radius:16px;background:#fff}.kvg-cost-flow b{grid-row:span 3;display:grid;place-items:center;width:36px;height:36px;border-radius:12px;color:#fff;background:var(--kvg)}.kvg-cost-flow span{color:var(--kvg);font-size:9px;font-weight:900;text-transform:uppercase}.kvg-cost-flow strong{color:var(--sozv-primary-dark);font-size:14px}.kvg-cost-flow small{color:var(--sozv-muted);font-size:10px;line-height:1.35}.kvg-cost-flow em{font-style:normal}.kvg-cost-flow>i{align-self:center;color:var(--kvg);font-size:22px;font-style:normal}.kvg-cost-example{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-cost-example strong{color:var(--kvg-dark)}.kvg-cost-example span{color:var(--sozv-muted);line-height:1.5}.kvg-cost-example.is-blue{border-color:#315c86;background:#edf3f8}.kvg-cost-example.is-blue strong{color:#244d78}
.kvg-cost-calendar{display:grid;grid-template-columns:.7fr 1.3fr;gap:27px;background:linear-gradient(145deg,#fff,#f1f5f8)}.kvg-cost-calendar>div:first-child>p:last-child{color:var(--sozv-muted);line-height:1.6}.kvg-calendar-visual{display:grid;grid-template-columns:1fr auto 1fr;gap:10px;align-items:center}.kvg-calendar-visual article{padding:22px;border-radius:17px;background:#fff}.kvg-calendar-visual span,.kvg-calendar-visual strong,.kvg-calendar-visual small{display:block}.kvg-calendar-visual span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-calendar-visual strong{margin:7px 0;color:var(--sozv-primary-dark)}.kvg-calendar-visual small{color:var(--sozv-muted);line-height:1.4}.kvg-calendar-visual>b{color:#315c86;text-align:center}.kvg-cost-calendar .kvg-cost-example{grid-column:1/-1}
.kvg-cost-deductible{background:linear-gradient(145deg,#fff,#f7f2ee)}.kvg-deductible-compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.kvg-deductible-compare article{padding:23px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-deductible-compare .is-drug{border-color:var(--kvg-coral);background:#fdf4f2}.kvg-deductible-compare span,.kvg-deductible-compare strong,.kvg-deductible-compare b,.kvg-deductible-compare small{display:block}.kvg-deductible-compare span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-deductible-compare .is-drug span{color:var(--kvg-coral)}.kvg-deductible-compare strong{margin:9px 0;color:var(--sozv-primary-dark);font-size:21px}.kvg-deductible-compare em{font-style:normal}.kvg-deductible-compare b{color:var(--kvg-dark);font-size:18px}.kvg-deductible-compare small{margin-top:7px;color:var(--sozv-muted)}.kvg-drug-split{display:grid;grid-template-columns:1fr auto 1fr;gap:10px;align-items:stretch;margin-top:16px}.kvg-drug-split>div{padding:18px;border-radius:16px;background:#fff}.kvg-drug-split span,.kvg-drug-split strong{display:block}.kvg-drug-split span{color:var(--kvg);font-size:25px;font-weight:900}.kvg-drug-split strong{color:var(--sozv-primary-dark)}.kvg-drug-split .is-extra span{color:var(--kvg-coral)}.kvg-drug-split>b{align-self:center;color:var(--kvg-coral);font-size:22px}.kvg-drug-split p{grid-column:1/-1;margin:0;padding:17px;border-left:6px solid var(--kvg-coral);border-radius:0 14px 14px 0;color:#705653;background:#fbedeb;line-height:1.5}.kvg-drug-split em{font-style:normal;font-weight:900}
.kvg-cost-hospital{display:grid;grid-template-columns:230px 1fr;gap:27px;align-items:center;background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-hospital-amount{padding:26px;border-radius:20px;color:#fff;background:var(--kvg-dark);text-align:center}.kvg-hospital-amount span,.kvg-hospital-amount strong,.kvg-hospital-amount small{display:block}.kvg-hospital-amount span{font-size:10px;font-weight:900;text-transform:uppercase}.kvg-hospital-amount strong{margin:9px 0;font-size:32px}.kvg-hospital-amount small{color:#dcefed;line-height:1.4}.kvg-cost-hospital>div:nth-child(2)>p:last-child{color:var(--sozv-muted);line-height:1.6}.kvg-hospital-rules{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}.kvg-hospital-rules article{padding:19px;border-radius:16px;background:#fff}.kvg-hospital-rules strong,.kvg-hospital-rules span{display:block}.kvg-hospital-rules strong{color:var(--sozv-primary-dark)}.kvg-hospital-rules span{margin-top:6px;color:var(--sozv-muted);font-size:12px;line-height:1.45}
.kvg-cost-exceptions{background:linear-gradient(145deg,#fff,#f2f7f1)}.kvg-maternity-timeline{display:grid;grid-template-columns:1fr auto 1.1fr auto 1fr;gap:10px;align-items:stretch}.kvg-maternity-timeline article{padding:21px;border-top:6px solid #568b6e;border-radius:17px;background:#fff}.kvg-maternity-timeline .is-main{color:#fff;background:#3e775f}.kvg-maternity-timeline span,.kvg-maternity-timeline strong{display:block}.kvg-maternity-timeline span{color:#568b6e;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-maternity-timeline .is-main span{color:#dceee5}.kvg-maternity-timeline strong{margin:7px 0;color:var(--sozv-primary-dark)}.kvg-maternity-timeline .is-main strong{color:#fff}.kvg-maternity-timeline p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.45}.kvg-maternity-timeline .is-main p{color:#edf7f1}.kvg-maternity-timeline em{font-style:normal}.kvg-maternity-timeline>b{align-self:center;color:#568b6e;font-size:22px}.kvg-exception-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;margin-top:17px}.kvg-exception-grid article{padding:19px;border-radius:16px;background:#fff}.kvg-exception-grid h3{margin:0 0 7px;color:var(--sozv-primary-dark);font-size:18px}.kvg-exception-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.48}
.kvg-cost-children{display:grid;grid-template-columns:.72fr 1.28fr;gap:27px;background:linear-gradient(145deg,#fff,#f5f3f8)}.kvg-cost-children>div:first-child>p:last-child{color:var(--sozv-muted);line-height:1.6}.kvg-child-caps{display:grid;gap:10px}.kvg-child-caps article{padding:18px;border-left:6px solid var(--kvg-violet);border-radius:0 15px 15px 0;background:#fff}.kvg-child-caps span,.kvg-child-caps strong{display:block}.kvg-child-caps span{color:var(--kvg-violet);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-child-caps strong{margin-top:6px;color:var(--sozv-primary-dark)}.kvg-cost-children .kvg-cost-example{grid-column:1/-1;border-color:var(--kvg-violet);background:#f2f0f7}.kvg-cost-children .kvg-cost-example strong{color:#51486f}
.kvg-cost-calculator{background:linear-gradient(145deg,#fff,#eef7f5)}.kvg-cost-inputs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.kvg-cost-inputs label{display:grid;gap:8px;color:var(--sozv-primary-dark);font-size:12px;font-weight:900}.kvg-cost-inputs input,.kvg-cost-inputs select{width:100%;box-sizing:border-box;min-height:55px;padding:14px;border:2px solid #b8d5d3;border-radius:14px;color:var(--sozv-primary-dark);background:#fff;font:inherit;font-size:16px}.kvg-cost-inputs input:focus,.kvg-cost-inputs select:focus{border-color:var(--kvg);outline:none;box-shadow:0 0 0 4px rgba(47,122,131,.12)}.kvg-cost-results{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:11px;margin-top:22px}.kvg-cost-results article{padding:19px;border-top:6px solid var(--kvg);border-radius:17px;background:#fff}.kvg-cost-results .is-drug{border-color:var(--kvg-coral)}.kvg-cost-results .is-total{color:#fff;background:var(--kvg-dark)}.kvg-cost-results span,.kvg-cost-results strong,.kvg-cost-results small{display:block}.kvg-cost-results span{color:var(--kvg);font-size:9px;font-weight:900;text-transform:uppercase}.kvg-cost-results .is-drug span{color:var(--kvg-coral)}.kvg-cost-results .is-total span{color:#cfe8e5}.kvg-cost-results strong{margin:8px 0;color:var(--sozv-primary-dark);font-size:22px}.kvg-cost-results .is-total strong{color:#fff}.kvg-cost-results small{color:var(--sozv-muted);font-size:10px;line-height:1.4}.kvg-cost-results .is-total small{color:#e0efed}.kvg-cost-path{margin-top:18px;padding:22px;border-radius:18px;background:#fff}.kvg-cost-path h3{margin:0 0 14px;color:var(--sozv-primary-dark)}.kvg-cost-path div{display:grid;gap:8px}.kvg-cost-path p{display:grid;grid-template-columns:auto 1fr;gap:11px;align-items:start;margin:0;padding:12px;border-radius:12px;background:#f2f8f7}.kvg-cost-path b{display:grid;place-items:center;width:29px;height:29px;border-radius:9px;color:#fff;background:var(--kvg)}.kvg-cost-path span{color:var(--sozv-muted);font-size:12px;line-height:1.45}.kvg-cost-calculator form.is-exempt .kvg-cost-results article{border-color:#568b6e}.kvg-cost-calculator form.is-exempt .kvg-cost-results .is-total{background:#3e775f}
.kvg-cost-check{background:#f8fbfa}.kvg-cost-checklist{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}.kvg-cost-checklist article{display:grid;grid-template-columns:auto 1fr;gap:4px 11px;padding:18px;border-radius:16px;background:#fff}.kvg-cost-checklist b{grid-row:span 2;display:grid;place-items:center;width:37px;height:37px;border-radius:12px;color:#fff;background:var(--kvg)}.kvg-cost-checklist strong{color:var(--sozv-primary-dark)}.kvg-cost-checklist span{color:var(--sozv-muted);font-size:12px;line-height:1.42}.kvg-cost-memory{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-cost-memory strong{color:var(--kvg-dark)}.kvg-cost-memory span{color:var(--sozv-muted);line-height:1.5}
@media(max-width:1100px){.kvg-cost-flow{grid-template-columns:1fr 1fr}.kvg-cost-flow>i{display:none}.kvg-cost-results{grid-template-columns:repeat(3,minmax(0,1fr))}.kvg-cost-results .is-total{grid-column:span 2}}
@media(max-width:900px){.kvg-cost-hero,.kvg-cost-calendar,.kvg-cost-children{grid-template-columns:1fr}.kvg-cost-hero-formula{display:none}.kvg-maternity-timeline{grid-template-columns:1fr}.kvg-maternity-timeline>b{transform:rotate(90deg);text-align:center}.kvg-cost-inputs,.kvg-cost-checklist{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.kvg-cost-hospital{grid-template-columns:1fr}.kvg-hospital-amount{max-width:none}.kvg-hospital-rules,.kvg-exception-grid,.kvg-cost-results{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.kvg-cost-flow,.kvg-deductible-compare,.kvg-drug-split,.kvg-hospital-rules,.kvg-exception-grid,.kvg-cost-inputs,.kvg-cost-results,.kvg-cost-checklist{grid-template-columns:1fr}.kvg-cost-results .is-total{grid-column:auto}.kvg-calendar-visual{grid-template-columns:1fr}.kvg-calendar-visual>b{transform:rotate(90deg)}.kvg-drug-split>b{transform:rotate(90deg);text-align:center}.kvg-cost-example,.kvg-cost-memory{grid-template-columns:1fr}}

/* Lernweg 05 · Leistungskatalog & WZW */
.kvg-catalogue-hero{display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#286b73 58%,#568c83)}.kvg-catalogue-hero-check{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:7px;align-items:center;padding:21px;border:2px solid rgba(255,255,255,.34);border-radius:24px;background:rgba(255,255,255,.1);text-align:center}.kvg-catalogue-hero-check span{padding:16px 7px;border-radius:14px;color:var(--kvg-dark);background:#eef9f7;font-size:12px;font-weight:900}.kvg-catalogue-hero-check b{color:#fff;font-size:20px}.kvg-catalogue-hero-check strong{grid-column:1/-1;color:#fff;font-size:15px}
.kvg-catalogue-wzw,.kvg-catalogue-lists,.kvg-catalogue-areas,.kvg-catalogue-special,.kvg-catalogue-navigator,.kvg-catalogue-check{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:#fff;box-shadow:var(--sozv-shadow)}.kvg-catalogue-wzw h2,.kvg-catalogue-lists h2,.kvg-catalogue-areas h2,.kvg-catalogue-special h2,.kvg-catalogue-navigator h2,.kvg-catalogue-check h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-catalogue-wzw{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-catalogue-wzw-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-catalogue-wzw-grid article{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:center;padding:21px;border-radius:17px;background:#fff}.kvg-catalogue-wzw-grid article>span{display:grid;place-items:center;width:58px;height:58px;border-radius:18px;color:#fff;background:var(--kvg);font-size:28px;font-weight:900}.kvg-catalogue-wzw-grid strong{color:var(--sozv-primary-dark);font-size:20px}.kvg-catalogue-wzw-grid p{margin:6px 0 0;color:var(--sozv-muted);font-size:12px;line-height:1.45}.kvg-catalogue-alert,.kvg-catalogue-memory,.kvg-catalogue-transport-example{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg-gold);border-radius:0 15px 15px 0;background:#fff7dc}.kvg-catalogue-alert strong,.kvg-catalogue-transport-example strong{color:#725a1d}.kvg-catalogue-alert span,.kvg-catalogue-transport-example span{color:var(--sozv-muted);line-height:1.5}
.kvg-catalogue-lists{background:linear-gradient(145deg,#fff,#f1f4f8)}.kvg-catalogue-list-compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.kvg-catalogue-list-compare article{display:flex;flex-direction:column;padding:24px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-catalogue-list-compare .is-positive{border-color:var(--kvg-violet);background:#f4f2f8}.kvg-catalogue-list-compare span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-catalogue-list-compare .is-positive span{color:var(--kvg-violet)}.kvg-catalogue-list-compare h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:25px}.kvg-catalogue-list-compare p{margin:0 0 16px;color:var(--sozv-muted);line-height:1.52}.kvg-catalogue-list-compare strong{margin-top:auto;color:var(--kvg-dark);font-size:13px;line-height:1.45}.kvg-catalogue-list-compare .is-positive strong{color:#51486f}.kvg-catalogue-lists-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px;margin-top:16px}.kvg-catalogue-lists-row article{display:grid;grid-template-columns:auto 1fr;gap:3px 11px;padding:17px;border-radius:15px;background:#fff}.kvg-catalogue-lists-row b{grid-row:span 2;display:grid;place-items:center;width:48px;height:48px;border-radius:14px;color:#fff;background:var(--kvg-violet);font-size:13px}.kvg-catalogue-lists-row span{align-self:end;color:var(--sozv-primary-dark);font-weight:900}.kvg-catalogue-lists-row small{color:var(--sozv-muted);font-size:10px}
.kvg-catalogue-areas{background:linear-gradient(145deg,#fff,#edf7f5)}.kvg-catalogue-area-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.kvg-catalogue-area-grid article{display:flex;flex-direction:column;min-width:0;padding:20px;border-top:6px solid var(--kvg);border-radius:17px;background:#fff}.kvg-catalogue-area-grid article.is-warning{border-color:var(--kvg-coral);background:#fdf2ef}.kvg-catalogue-area-grid article.is-special{border-color:var(--kvg-violet);background:#f4f2f8}.kvg-catalogue-area-grid span{color:var(--kvg);font-size:9px;font-weight:900;text-transform:uppercase}.kvg-catalogue-area-grid .is-warning span{color:var(--kvg-coral)}.kvg-catalogue-area-grid .is-special span{color:var(--kvg-violet)}.kvg-catalogue-area-grid h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:20px}.kvg-catalogue-area-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.48}.kvg-catalogue-area-grid strong{margin-top:auto;padding-top:13px;color:var(--kvg-dark);font-size:11px;line-height:1.4}
.kvg-catalogue-special{background:linear-gradient(145deg,#fff,#f6f4ed)}.kvg-catalogue-special-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.kvg-catalogue-special-grid article{display:flex;flex-direction:column;padding:23px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-catalogue-special-grid .is-rescue{border-color:#315c86;background:#f1f5f8}.kvg-catalogue-special-grid .is-spa{border-color:var(--kvg-gold);background:#fffaf0}.kvg-catalogue-special-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-catalogue-special-grid strong{margin:12px 0 5px;color:var(--sozv-primary-dark);font-size:24px}.kvg-catalogue-special-grid b{color:var(--kvg-dark);font-size:14px}.kvg-catalogue-special-grid em{font-style:normal}.kvg-catalogue-special-grid p{margin:14px 0 0;color:var(--sozv-muted);font-size:12px;line-height:1.5}
.kvg-catalogue-navigator{background:linear-gradient(145deg,#fff,#eff6f5)}.kvg-navigator-layout{display:grid;grid-template-columns:minmax(260px,.65fr) minmax(0,1.35fr);gap:18px;align-items:stretch}.kvg-navigator-layout>label{display:grid;align-content:start;gap:10px;padding:22px;border-radius:18px;color:var(--sozv-primary-dark);background:#fff;font-size:13px;font-weight:900}.kvg-navigator-layout select{width:100%;box-sizing:border-box;min-height:58px;padding:14px;border:2px solid #b8d5d3;border-radius:14px;color:var(--sozv-primary-dark);background:#fff;font:inherit;font-size:16px}.kvg-navigator-layout select:focus{border-color:var(--kvg);outline:none;box-shadow:0 0 0 4px rgba(47,122,131,.12)}.kvg-navigator-result{padding:24px;border-left:8px solid var(--kvg);border-radius:0 19px 19px 0;color:#fff;background:var(--kvg-dark)}.kvg-navigator-result>span{color:#bfe0dc;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-navigator-result h3{margin:8px 0;color:#fff;font-size:27px}.kvg-navigator-result p{margin:0;color:#edf8f6;line-height:1.55}.kvg-navigator-result div{display:grid;grid-template-columns:auto 1fr;gap:9px;margin-top:17px;padding:14px;border-radius:13px;background:rgba(255,255,255,.1)}.kvg-navigator-result em{font-style:normal;line-height:1.45}.kvg-navigator-result small{display:block;margin-top:15px;color:#ffe9ad;font-weight:900;line-height:1.45}.kvg-navigator-result[data-kind="dental"]{border-color:var(--kvg-coral);background:#783f37}.kvg-navigator-result[data-kind="rescue"],.kvg-navigator-result[data-kind="hospital"]{border-color:#7da4c4;background:#244d78}
.kvg-catalogue-check{background:#f8fbfa}.kvg-catalogue-check-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}.kvg-catalogue-check-grid article{display:grid;grid-template-columns:auto 1fr;gap:4px 11px;padding:18px;border-radius:16px;background:#fff}.kvg-catalogue-check-grid b{grid-row:span 2;display:grid;place-items:center;width:37px;height:37px;border-radius:12px;color:#fff;background:var(--kvg)}.kvg-catalogue-check-grid strong{color:var(--sozv-primary-dark)}.kvg-catalogue-check-grid span{color:var(--sozv-muted);font-size:12px;line-height:1.42}.kvg-catalogue-memory{border-color:var(--kvg);background:var(--kvg-soft)}.kvg-catalogue-memory strong{color:var(--kvg-dark)}.kvg-catalogue-memory span{color:var(--sozv-muted);line-height:1.5}
@media(max-width:1050px){.kvg-catalogue-area-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-catalogue-lists-row{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:850px){.kvg-catalogue-hero{grid-template-columns:1fr}.kvg-catalogue-hero-check{display:none}.kvg-catalogue-wzw-grid,.kvg-catalogue-special-grid,.kvg-catalogue-check-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-navigator-layout{grid-template-columns:1fr}}
@media(max-width:620px){.kvg-catalogue-wzw-grid,.kvg-catalogue-list-compare,.kvg-catalogue-lists-row,.kvg-catalogue-area-grid,.kvg-catalogue-special-grid,.kvg-catalogue-check-grid{grid-template-columns:1fr}.kvg-catalogue-alert,.kvg-catalogue-memory,.kvg-catalogue-transport-example{grid-template-columns:1fr}.kvg-navigator-result div{grid-template-columns:1fr}}

/* Lernweg 06 · Mutterschaft & Prävention */
.kvg-maternity-hero{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:34px;align-items:center;background:linear-gradient(135deg,#123f69,#356f79 56%,#71816b)}.kvg-maternity-hero-map{display:grid;grid-template-columns:1fr auto 1fr;gap:9px;align-items:center;padding:22px;border:2px solid rgba(255,255,255,.34);border-radius:24px;background:rgba(255,255,255,.1);text-align:center}.kvg-maternity-hero-map span{padding:17px 10px;border-radius:15px;color:var(--kvg-dark);background:#eef9f7;font-size:12px;font-weight:900}.kvg-maternity-hero-map b{color:#fff;font-size:23px}.kvg-maternity-hero-map strong{grid-column:1/-1;color:#fff;font-size:15px}
.kvg-maternity-logic,.kvg-maternity-benefits,.kvg-maternity-window,.kvg-midwife,.kvg-prevention,.kvg-maternity-cases{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:#fff;box-shadow:var(--sozv-shadow)}.kvg-maternity-logic h2,.kvg-maternity-benefits h2,.kvg-maternity-window h2,.kvg-midwife h2,.kvg-prevention h2,.kvg-maternity-cases h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-maternity-logic{background:linear-gradient(145deg,#fff,#eef7f5)}.kvg-maternity-three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.kvg-maternity-three article{display:flex;flex-direction:column;padding:22px;border-top:7px solid #4f8a70;border-radius:18px;background:#fff}.kvg-maternity-three .is-illness{border-color:#315c86;background:#f3f7fa}.kvg-maternity-three .is-prevention{border-color:var(--kvg-gold);background:#fffaf0}.kvg-maternity-three span{color:#4f8a70;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-maternity-three .is-illness span{color:#315c86}.kvg-maternity-three .is-prevention span{color:#876b26}.kvg-maternity-three h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:21px}.kvg-maternity-three p{margin:0 0 15px;color:var(--sozv-muted);font-size:13px;line-height:1.5}.kvg-maternity-three strong{margin-top:auto;color:var(--kvg-dark);font-size:12px;line-height:1.4}.kvg-maternity-memory,.kvg-maternity-alert,.kvg-midwife-order{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-maternity-memory b,.kvg-maternity-alert strong,.kvg-midwife-order b{color:var(--kvg-dark)}.kvg-maternity-memory span,.kvg-maternity-alert span,.kvg-midwife-order span{color:var(--sozv-muted);line-height:1.5}
.kvg-maternity-benefits{background:linear-gradient(145deg,#fff,#f4f8f7)}.kvg-maternity-benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-maternity-benefit-grid article{padding:21px;border-top:6px solid #4f8a70;border-radius:17px;background:#fff}.kvg-maternity-benefit-grid span,.kvg-maternity-benefit-grid strong{display:block}.kvg-maternity-benefit-grid span{color:#4f8a70;font-size:10px;font-weight:900;text-transform:uppercase}.kvg-maternity-benefit-grid strong{margin:8px 0;color:var(--sozv-primary-dark);font-size:21px}.kvg-maternity-benefit-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.48}.kvg-maternity-alert{border-color:var(--kvg-gold);background:#fff7dc}.kvg-maternity-alert strong{color:#725a1d}.kvg-maternity-alert.is-warning{border-color:var(--kvg-coral);background:#fbedeb}.kvg-maternity-alert.is-warning strong{color:#843f35}.kvg-maternity-alert.is-warning span{color:#705653}
.kvg-maternity-window{background:linear-gradient(145deg,#fff,#f2f6f8)}.kvg-window-track{display:grid;grid-template-columns:1fr 1.2fr .7fr 1.2fr 1fr;gap:9px;align-items:stretch}.kvg-window-track article{padding:20px;border-top:6px solid #8da0aa;border-radius:16px;background:#fff}.kvg-window-track .is-free{border-color:#4f8a70;background:#eaf5ef}.kvg-window-track .is-birth{border-color:var(--kvg-coral);color:#fff;background:#925046;text-align:center}.kvg-window-track span,.kvg-window-track strong{display:block}.kvg-window-track span{color:var(--kvg);font-size:9px;font-weight:900;text-transform:uppercase}.kvg-window-track .is-birth span{color:#ffe1dc}.kvg-window-track strong{margin:7px 0;color:var(--sozv-primary-dark);font-size:17px}.kvg-window-track .is-birth strong{color:#fff;font-size:24px}.kvg-window-track p{margin:0;color:var(--sozv-muted);font-size:11px;line-height:1.45}.kvg-window-track .is-birth p{color:#fff0ee}.kvg-window-examples{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;margin-top:17px}.kvg-window-examples article{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;padding:18px;border-radius:15px;background:#fff}.kvg-window-examples b{grid-row:span 2;display:grid;place-items:center;min-width:64px;height:38px;padding:0 9px;border-radius:12px;color:#fff;background:#315c86}.kvg-window-examples span{color:var(--sozv-muted);font-size:12px}.kvg-window-examples strong{color:var(--sozv-primary-dark);font-size:12px}
.kvg-midwife{background:linear-gradient(145deg,#fff,#eef7f5)}.kvg-midwife-compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.kvg-midwife-compare article{padding:24px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-midwife-compare .is-more{border-color:var(--kvg-violet);background:#f4f2f8}.kvg-midwife-compare span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-midwife-compare .is-more span{color:var(--kvg-violet)}.kvg-midwife-compare strong{display:block;margin:9px 0;color:var(--sozv-primary-dark);font-size:24px}.kvg-midwife-compare p{margin:0;color:var(--sozv-muted);line-height:1.52}.kvg-midwife-order{border-color:var(--kvg-violet);background:#f2f0f7}.kvg-midwife-order b{color:#51486f}
.kvg-prevention{background:linear-gradient(145deg,#fff,#f7f3e9)}.kvg-prevention-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px}.kvg-prevention-grid article{display:grid;grid-template-columns:auto 1fr;gap:4px 11px;padding:18px;border-radius:16px;background:#fff}.kvg-prevention-grid b{grid-row:span 2;display:grid;place-items:center;width:38px;height:38px;border-radius:12px;color:#fff;background:var(--kvg-gold)}.kvg-prevention-grid strong{color:var(--sozv-primary-dark)}.kvg-prevention-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.42}.kvg-vaccine-rule{display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:stretch;margin-top:18px;padding:18px;border-radius:18px;background:#fff}.kvg-vaccine-rule>div{padding:18px;border-radius:15px;background:#eef7f5;text-align:center}.kvg-vaccine-rule span,.kvg-vaccine-rule strong{display:block}.kvg-vaccine-rule span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-vaccine-rule strong{margin-top:7px;color:var(--sozv-primary-dark);font-size:21px}.kvg-vaccine-rule>b{align-self:center;color:var(--kvg-gold);font-size:25px}.kvg-vaccine-rule>p{grid-column:1/-1;margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.5;text-align:center}
.kvg-maternity-cases{background:#f8fbfa}.kvg-case-stack{display:grid;gap:11px}.kvg-case-stack details{overflow:hidden;border:1px solid var(--sozv-line);border-radius:16px;background:#fff}.kvg-case-stack summary{display:grid;grid-template-columns:auto 1fr auto;gap:13px;align-items:center;padding:18px;cursor:pointer;list-style:none}.kvg-case-stack summary::-webkit-details-marker{display:none}.kvg-case-stack summary span{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;color:#fff;background:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-case-stack summary strong{color:var(--sozv-primary-dark);font-size:17px}.kvg-case-stack summary em{color:var(--kvg);font-size:11px;font-style:normal;font-weight:900;text-transform:uppercase}.kvg-case-stack details[open] summary{background:#edf7f5}.kvg-case-stack details[open] summary em{font-size:0}.kvg-case-stack details[open] summary em:after{content:"Lösung ausblenden";font-size:11px}.kvg-case-stack details>p{margin:0;padding:19px 20px;border-top:1px solid var(--sozv-line);color:var(--sozv-muted);line-height:1.55}.kvg-case-stack details>p b{color:var(--kvg-dark)}
@media(max-width:1050px){.kvg-window-track{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-window-track .is-birth{grid-column:1/-1}.kvg-prevention-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:850px){.kvg-maternity-hero{grid-template-columns:1fr}.kvg-maternity-hero-map{display:none}.kvg-maternity-three,.kvg-maternity-benefit-grid,.kvg-window-examples{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.kvg-maternity-three,.kvg-maternity-benefit-grid,.kvg-window-track,.kvg-window-examples,.kvg-midwife-compare,.kvg-prevention-grid,.kvg-vaccine-rule{grid-template-columns:1fr}.kvg-window-track .is-birth{grid-column:auto}.kvg-maternity-memory,.kvg-maternity-alert,.kvg-midwife-order{grid-template-columns:1fr}.kvg-vaccine-rule>b{transform:rotate(90deg);text-align:center}.kvg-case-stack summary{grid-template-columns:auto 1fr}.kvg-case-stack summary em{grid-column:2}}

/* Lernweg 07–12 · gemeinsame Kapitelstruktur */
.kvg-final-hero{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:32px;align-items:center;background:linear-gradient(135deg,#123f69,#2d7078 58%,#668f83)}
.kvg-final-hero-map{display:grid;gap:9px;padding:21px;border:2px solid rgba(255,255,255,.34);border-radius:24px;background:rgba(255,255,255,.1)}.kvg-final-hero-map span{padding:12px 14px;border-radius:13px;color:var(--kvg-dark);background:#eef9f7;font-size:12px;font-weight:900;text-align:center}.kvg-final-hero-map b{color:#fff;font-size:20px;text-align:center}.kvg-final-hero-map strong{color:#fff;font-size:14px;text-align:center}
.kvg-final-section{scroll-margin-top:86px;margin:30px 0;padding:clamp(25px,4vw,42px);border:1px solid var(--sozv-line);border-radius:23px;background:linear-gradient(145deg,#fff,#eef7f5);box-shadow:var(--sozv-shadow)}.kvg-final-section.is-blue{background:linear-gradient(145deg,#fff,#eef3f8)}.kvg-final-section.is-gold{background:linear-gradient(145deg,#fff,#faf5e8)}.kvg-final-section.is-violet{background:linear-gradient(145deg,#fff,#f4f2f8)}.kvg-final-section h2{margin:6px 0 12px;color:var(--sozv-primary-dark);font-size:clamp(29px,4vw,44px)}
.kvg-info-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.kvg-info-grid.is-four{grid-template-columns:repeat(4,minmax(0,1fr))}.kvg-info-grid article{display:flex;flex-direction:column;min-width:0;padding:21px;border-top:6px solid var(--kvg);border-radius:17px;background:#fff}.kvg-info-grid article.is-blue{border-color:#315c86;background:#f4f7fa}.kvg-info-grid article.is-gold{border-color:var(--kvg-gold);background:#fffaf0}.kvg-info-grid article.is-coral{border-color:var(--kvg-coral);background:#fdf3f0}.kvg-info-grid article.is-violet{border-color:var(--kvg-violet);background:#f5f3f8}.kvg-info-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-info-grid h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:21px}.kvg-info-grid p{margin:0;color:var(--sozv-muted);font-size:12px;line-height:1.5}.kvg-info-grid strong{display:block;margin-top:auto;padding-top:13px;color:var(--kvg-dark);font-size:12px;line-height:1.45}
.kvg-compare-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.kvg-compare-grid article{padding:24px;border-top:7px solid var(--kvg);border-radius:18px;background:#fff}.kvg-compare-grid article:last-child{border-color:var(--kvg-violet);background:#f5f3f8}.kvg-compare-grid span{color:var(--kvg);font-size:10px;font-weight:900;text-transform:uppercase}.kvg-compare-grid h3{margin:8px 0;color:var(--sozv-primary-dark);font-size:25px}.kvg-compare-grid p,.kvg-compare-grid li{color:var(--sozv-muted);font-size:13px;line-height:1.52}.kvg-compare-grid ul{margin:12px 0 0;padding-left:20px}
.kvg-process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.kvg-process article{position:relative;padding:20px;border-radius:17px;background:#fff}.kvg-process b{display:grid;place-items:center;width:39px;height:39px;margin-bottom:11px;border-radius:12px;color:#fff;background:var(--kvg)}.kvg-process strong{display:block;color:var(--sozv-primary-dark)}.kvg-process p{margin:7px 0 0;color:var(--sozv-muted);font-size:12px;line-height:1.45}
.kvg-final-note{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:17px;padding:18px;border-left:6px solid var(--kvg);border-radius:0 15px 15px 0;background:var(--kvg-soft)}.kvg-final-note.is-warning{border-color:var(--kvg-gold);background:#fff7dc}.kvg-final-note.is-danger{border-color:var(--kvg-coral);background:#fbedeb}.kvg-final-note b{color:var(--kvg-dark)}.kvg-final-note span{color:var(--sozv-muted);line-height:1.5}
.kvg-number-band{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.kvg-number-band article{padding:23px;border-radius:18px;color:#fff;background:var(--kvg-dark);text-align:center}.kvg-number-band span,.kvg-number-band strong{display:block}.kvg-number-band span{font-size:10px;font-weight:900;text-transform:uppercase;opacity:.82}.kvg-number-band strong{margin:7px 0;font-size:31px}.kvg-number-band small{line-height:1.4}
.kvg-exercise-groups{display:grid;gap:24px}.kvg-exercise-group{padding:22px;border-radius:20px;background:#fff}.kvg-exercise-group>h3{margin:0 0 14px;color:var(--sozv-primary-dark);font-size:24px}.kvg-exercise-group .kvg-case-stack details:nth-child(even) summary{background:#fbfdfc}.kvg-exercise-group .kvg-case-stack details[open] summary{background:#edf7f5}
@media(max-width:1000px){.kvg-info-grid.is-four,.kvg-process{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:850px){.kvg-final-hero{grid-template-columns:1fr}.kvg-final-hero-map{display:none}.kvg-info-grid,.kvg-number-band{grid-template-columns:repeat(2,minmax(0,1fr))}.kvg-info-grid.is-four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.kvg-info-grid,.kvg-info-grid.is-four,.kvg-compare-grid,.kvg-process,.kvg-number-band{grid-template-columns:1fr}.kvg-final-note{grid-template-columns:1fr}.kvg-final-section{padding:22px 16px}.kvg-exercise-group{padding:16px 10px}}